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Credit cards

KTC

KTC credit cards on several networks and tiers, plus a cash card and personal loans

Apply at KTC

About KTC

KTC (Krungthai Card Public Company Limited) offers credit cards and personal loans in Thailand; Krungthai Bank is its major shareholder. Besides credit cards it offers the KTC PROUD cash card, the KTC CASH personal loan and the KTC P BERM car-for-cash loan.

It suits people who want a credit card that fits their income and lifestyle, from Classic cards up to premium tiers, and who want to manage the card in the KTC Mobile app.

What you can do

  • Several card networks

    Credit cards on the Visa, Mastercard, JCB and UnionPay networks, in several tiers.

  • Points never expire

    KTC FOREVER points keep accumulating and can be redeemed at participating merchants.

  • Digital card versions

    DIGITAL cards use a Dynamic CVV, and a numberless physical card can be requested in the KTC Mobile app.

  • 0% merchant instalments

    Purchases can be split into 0% instalments at participating merchants.

How it works

  1. Compare cards by income requirement and benefits

  2. Apply online with your ID card and income documents

  3. KTC reviews the application

  4. Receive the card by post and activate it in the KTC Mobile app

Good to know

  • Each card has its own minimum income, and the required documents depend on the applicant type, such as salaried, business owner or freelancer.
  • Approval and credit limit are at KTC's discretion; existing KTC cardholders can apply for another card in the KTC Mobile app.
  • 0% instalments only apply at participating merchants and under KTC's conditions; check interest rates and fees on the product disclosure page.

Alternatives

Credit cards available in Thailand

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